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Congratulations to me

March 14th, 2007 at 12:37 am

Instead of spending my tax refund this year on something frivolous for myself ( a cute new designer bag, a spa day, a shopping spree) I spent it on outstanding bills that have long been filed as "i don't care about these bills anymore, its been over 3 years". I only really had two bills that have kind of been an albatross on my back. I incurred these debts when i was in my very early twenties and i've meant to pay them all these years but i never could bring myself to do it.

Finally, it's done (well i still have about 2 more payments of 191.33 left). But i should be done with those in the next montht. I'v scheduled the payments through my online bank bill-pay. Now i can honestly say i am up ON TOP of my finances. Well on top of my debt anyways.

9 Responses to “Congratulations to me”

  1. yummy64 Says:

    Congrats on facing your finances! The feeling of being in control is great isn't it?


  2. Ima saver Says:

    That is great!

  3. JanH Says:

    Welcome! And that's great! It'll feel really good to get those paid off and out of your life.

  4. Joan.of.the.Arch Says:

    Yay! Way to go!

  5. fairy74 Says:

    Good for you! Smile

  6. PauletteGoddard Says:

    Way to be organized and accomplished!

  7. Amber Says:

    Congrats, you know I have 3 really old bills myself...your post actually reminded me, they are about 3 years old as well. I will see what the companies are willing to take and pay them off

  8. Cindy M Says:

    Bravo! To me, there are few feelings more satisfying than paying for something with cash and not having a bill hanging over my head. Great for the self-esteem and can give you such confidence not to mention a feeling of independence - you find out you just don't have to be like the rest of the fools out there if you don't want to. I applaud you so much for going back and paying old debts, God bless you. There are so many worthwhile things to do in this world that don't require spending a lot of money if you have imagination, which is what I think makes life worth living on a day-to-day basis anyway. That and looking a bit to the future and making a few plans.

    I'm so into this way of living that I tell myself once my car quits, I'm going to try going it without a car (my current one is paid for, may it last another 10 years, ha-ha). I say it can be done if you "live local"; I actually get excited when I think about doing more walking, plus there's a bus line very close to where I live. My family thinks I'm nuts, of course. My only debt is my mortgage and I'm trying to do about $200 a month extra on the payment, which will cut 10 years off the loan.

    I'm rambling. Again, you go, girl. May you succeed in your endeavors and congratulations.

  9. dtjunkie Says:

    Thanks Cindy! This little Saving Advice community is awesome. Everyone is so down-to-earth.

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