Only a few more last minute details before I can officially declare myself a home owner. I was a little paranoid at first, not wanting to mention to ANYbody about my house-hunting/purchasing activities because I didn't want to deal with any explanations just in case the the deal fell through. But at this point i'm pretty confident I will be in that house soon enough and I will have some else new and exciting to worry about.

THE MORTGAGE

I am very scared at the thought of the monthly mortgage and tax on the house every year.

I'm a fairly organized and goal oriented person but sometimes I have my moods where I don't feel like doing anything at all. This is why I have to be really realistic about the goals I set for myself, I know I get lazy and I don't want to beat myself up over that. Another SA blogger asked "What Is Your Luxury?" Well letting myself have lazy moments is my luxury. Letting myself feel like I don't need a million things accomplished as soon as possible is my luxury.
Sometimes I just want to take my sweet time doing whatever it is I'm supposed to do!! (Rant over)

God willing I find myself with a set of new keys to my first house.
Things to do ASAP after closing escrow:

1.) Start a 2nd Checking Account just for saving towards the Property Tax. & Home Insurance - Opening Bal. $600

2.) Move $1,000 back to my ING savings. Turn auto savings transfer back on. Even if it's just a small amount.
DO NOT TOUCH THIS MONEY EVER!! LET IT GROW AGAIN.